Homes $300K–$400K in Belton

Rare opportunity to build your custom dream home with beautiful views of Belton Lake! Situated in the highly desirable and tranquil community at Cedar Cove. This premium lakeside property offers an idyllic blend of scenic serenity and unmatched convenience. The generous 140’ x 128’ lot provides a spacious, highly functional footprint with plenty of room for an expansive floor plan, side-load garage, or a private backyard oasis. Best of all, the property is completely cleared, level at street with slope to rear, and entirely ready to build now, saving you thousands of dollars and months of stressful site-preparation delays. Imagine designing your perfect floor plan to maximize the elevated, scenic lake views and enjoying vibrant Texas sunsets right from your future back porch or balcony. Located within the highly acclaimed Belton ISD and just minutes away from local boat ramps, parks, and outdoor recreation, this lot offers a private escape without sacrificing quick access to shopping, dining, and medical hubs in Belton and Temple. Whether you are looking to build a full-time residence or a weekend retreat, this pristine, construction-ready canvas is ready for your builder today.

0000 Cedar Cove Road, Belton

$380,900

4 Beds ⋅ 3 Baths ⋅ 626065 MLS

The beauty of this home goes well beyond the eye-catching façade. A large, open living room flows seamlessly into your dining area and large kitchen. Featuring a powder room on the first floor, your guests will enjoy their privacy without having to use a shared bathroom. Head upstairs where you’ll find three bedrooms and a shared game room space for all your loved ones to enjoy. Home includes granite countertops throughout, wood cabinetry, ceramic tile in baths and utility. Primary suite includes a separate shower garden tub and large walk-in closet with built-ins. Everything about this home delivers style, craftsmanship, and spaciousness.

5241 Lassen Lane, Belton

$301,970

3 Beds ⋅ 2 Baths ⋅ 625856 MLS

NEW CONSTRUCTION BY CENTEX HOMES! Complete and ready! The three bedroom single-story Kenedy offers a spacious flex room and backyard patio.

1338 Sky Ridge Court, Belton

$314,900

625660 MLS

NVESTORS, ENTREPRENEURS & VISIONARIES — THIS IS NOT YOUR TYPICAL BELTON PROPERTY! Built in 1878 and located just one block from the Bell County Courthouse, 400 S Main Street offers a rare combination of historic character, income potential, location, and exceptional flexibility in the heart of Belton. The property features a 1,954 sq. ft. historic main home plus a detached 486 sq. ft. cottage currently producing rental income. The cottage includes its own kitchen and bathroom, private courtyard, and separate water and electric meters. What truly sets this property apart is its location within Belton's Imagine Belton Main Street Zone. The property's existing residential use is grandfathered, while the Main Street Zone provides opportunities for a variety of permitted uses including live-work, office, retail, dining, personal services, artisan food and beverage, entertainment, and overnight accommodations. Imagine the possibilities: continue enjoying this historic property as a residence, create a professional office, boutique, live-work concept, retail space, overnight accommodation concept, or explore another creative investment opportunity — all while preserving the character of a property that has been part of Belton since 1878. The main structure has previously served as both a residence and law office, demonstrating the versatility that makes this property especially compelling. With Downtown Belton, the Bell County Courthouse, Nolan Creek, restaurants, shops, and community activity nearby, this isn't simply an opportunity to purchase a historic home. It's an opportunity to own a piece of Belton history — and decide what its next chapter will be.

400 S Main Street, Belton

$314,900

3 Beds ⋅ 2 Baths ⋅ 625621 MLS

INVESTORS, ENTREPRENEURS & VISIONARIES — THIS IS NOT YOUR TYPICAL BELTON PROPERTY! Built in 1878 and located just one block from the Bell County Courthouse, 400 S Main Street offers a rare combination of historic character, income potential, location, and exceptional flexibility in the heart of Belton. The property features a 1,954 sq. ft. historic main home plus a detached 486 sq. ft. cottage currently producing rental income. The cottage includes its own kitchen and bathroom, private courtyard, and separate water and electric meters. What truly sets this property apart is its location within Belton's Imagine Belton Main Street Zone. The property's existing residential use is grandfathered, while the Main Street Zone provides opportunities for a variety of permitted uses including live-work, office, retail, dining, personal services, artisan food and beverage, entertainment, and overnight accommodations. Imagine the possibilities: continue enjoying this historic property as a residence, create a professional office, boutique, live-work concept, retail space, overnight accommodation concept, or explore another creative investment opportunity — all while preserving the character of a property that has been part of Belton since 1878. The main structure has previously served as both a residence and law office, demonstrating the versatility that makes this property especially compelling. With Downtown Belton, the Bell County Courthouse, Nolan Creek, restaurants, shops, and community activity nearby, this isn't simply an opportunity to purchase a historic home. It's an opportunity to own a piece of Belton history — and decide what its next chapter will be.

400 S Main Street, Belton

$375,000

625427 MLS

Enjoy country living just minutes from Belton! This 5-acre tract offers level, open terrain with improved pasture and attractive pipe fencing already in place. With plenty of space to design and build, the property provides a great opportunity to create the home and lifestyle you’ve been envisioning. Need more room? The neighboring 5.60-acre tract is also for sale, allowing both properties to be purchased together for a total of 10.60 acres.

4564 Fm 1123, Belton

$399,000

4 Beds ⋅ 3 Baths ⋅ 624902 MLS

Come check out this spacious 4-bedroom, 2.5-bath home located right in the heart of Belton! The large living and dining area features a vaulted ceiling and plenty of room to spread out or entertain. The kitchen is roomy and functional, with a center island and lots of counter space. The home also has recent siding and windows, fresh paint, and recent carpet, so many of the updates are already done for you. Outside, you'll find a nice deck for relaxing or entertaining, along with a storage building for all those extras. The 3-car garage is a great bonus and even has a roll-up door that opens to the backyard—perfect for easy access to the yard, projects, or toys. The roof was replaced in 2024, giving you another important update to check off the list. If you're looking for a home with plenty of space, useful updates, and a convenient Belton location, this one is definitely worth a look!

1505 N Beal Street, Belton

$309,900

3 Beds ⋅ 2 Baths ⋅ 624910 MLS

Do not miss this beautifully updated 3-bedroom, 2-bath home conveniently located off FM 1670, with easy access to IH-14 and close to Stillhouse Hollow Lake! This home has seen numerous upgrades in recent years, including new dual-pane, low-E windows, Therma-Tru front and back doors, Class III dimensional roof shingles, full gutters, a concrete driveway and patio, solar attic vent, exterior electrical panel with generator hookup, water heater, electric fireplace, remodeled kitchen and bathrooms, and a new smart range and dishwasher. The A/C and septic systems have also been serviced during this timeframe. The main living areas feature tile flooring, updated paint, and modern electrical fixtures. The bedrooms offer good closet space with a combination of carpet and vinyl plank flooring. Situated on almost 1/3 of an acre, the property offers a long driveway with plenty of room to park a boat or RV. The private backyard is an entertainer's dream, featuring a 21-foot Vogue Revelation resin-frame pool complete with a fountain and cleaning robot. There is so much more to see here that we have only scratched the surface! This is truly a must-see-to-appreciate property. Schedule your showing today!

1872 Fm 1670, Belton

$355,000

624862 MLS

Turn-key duplex in a growing pocket of Belton, a clean, low-maintenance addition to any Central Texas rental portfolio. Each side offers 2 bedrooms, 2 full baths, and roughly 1,060 square feet of open concept living with a comfortable flow from kitchen to dining to living area. Built in 2020, both units feature granite counters, kitchen appliances, no carpet, washer-dryer connections, private entries, attached garages, and privacy fenced yards. Location does the heavy lifting here: minutes to I-35, University of Mary Hardin-Baylor, and downtown Belton, with Temple, Killeen, and Fort Hood all an easy commute. Belton ISD. Belton Lake and Stillhouse Hollow are close by for weekend plans.

2611 Leroy Lane, Belton

$304,900

3 Beds ⋅ 2 Baths ⋅ 624790 MLS

Seller is Offering 1% toward an interest rate buy-down with an acceptable offer! Built in 2024 by Stylecraft, this beautifully maintained, four-sided brick home offers the ease of nearly new construction with thoughtful upgrades, furnishings and appliances already in place. Truly move-in ready, the home features a bright, modern interior with granite countertops, upgraded appliances and comfortable living spaces designed for both everyday living and entertaining. An exceptional opportunity for buyers seeking a turnkey purchase, the home is offered fully furnished, including living and bedroom furnishings, refrigerator, washer and dryer, making your move that much easier. Step outside to an inviting landscaped backyard and furnished patio complete with grill and fire pit, creating the perfect setting for relaxing, entertaining or enjoying Texas evenings from day one. Located in the sought-after Three Creeks community, residents enjoy miles of scenic hiking and biking trails, neighborhood parks, playgrounds, pavilions and access to the Lampasas River. Outdoor recreation continues just minutes away at Chalk Ridge Falls Park and Stillhouse Hollow Lake. Whether you’re relocating to Central Texas, purchasing your first home, downsizing or looking for a low-maintenance property without a list of projects after closing, this home delivers an impressive combination of condition, convenience and value. Ideally positioned for access to Belton, Temple, Salado and the greater Central Texas corridor. Nearly new, fully furnished and ready to enjoy, simply bring your suitcase and make Three Creeks home!

4655 Allison Drive, Belton

$349,900

4 Beds ⋅ 3 Baths ⋅ 621047 MLS

Fresh updates make this Belton home ready for its next owner! Brand-new carpet has just been installed throughout the living room, staircase, upstairs hallway, and upstairs bedrooms, giving the home a clean, refreshed feel from the moment you walk in. The floor plan offers plenty of space to spread out, with comfortable living and dining areas, a spacious kitchen with abundant cabinetry and workspace, and a private primary suite conveniently located downstairs. Upstairs, the additional bedrooms offer separation from the primary suite and plenty of flexibility for family, guests, or a home office. Out back, the deck has been freshly painted and sealed, creating a great spot for outdoor dining, entertaining, or simply enjoying the backyard. Located in an established Belton neighborhood with convenient access to Belton ISD schools, shopping, dining, and everyday amenities. With fresh interior updates and outdoor maintenance already taken care of, this one is ready to enjoy!

413 Hallmark Circle, Belton

$339,000

4 Beds ⋅ 3 Baths ⋅ 624275 MLS

Versatile, spacious, and designed for the way you live! This beautiful 4 bedroom, 3 bath home offers 1,835 sq. ft. of comfortable living space with an inviting open floor plan that makes entertaining and everyday living effortless. The kitchen and bathrooms feature granite countertops throughout, adding a polished touch and lasting functionality. Laminate flooring flows throughout the main living areas, with tile in the bathrooms and carpet in the bedrooms for a comfortable blend of style and practicality. One of the standout features is the mother-in-law suite, providing valuable flexibility for multigenerational living, guests, a private home office, or additional living space. With plenty of room to accommodate today's lifestyle, this home is ready to welcome its next owners.

4110 Aransas Drive, Belton

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